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Do Swyft Filings and Incfile offer good value?

Both Swyft Filings and Incfile are good LLC formation services. With either option, you’re getting a reputable company that provides high-quality LLC service. Still, there are some differences between them.

Incfile provides its customers with a year of registered agent service with any LLC formation package, which Swyft Filings doesn’t. However, both companies offer free (+ state fee LLC formations), and Swyft Filings is a solid Incfile alternative in general. If you would like to learn more about these two popular LLC formation services, read on to get all the details you need.

6 Things They Have in Common

1) Affordable: Regardless of which provider you end up choosing to help form your LLC, you’ll be making a financially sound decision. Compared to hiring a lawyer to draft and file your formation papers, Swyft Filings and Incfile can both save you hundreds of dollars.

2) Customer Support: Even though you’re saving a bunch of money, you still won’t be going the full do-it-yourself route. Both Incfile and Swyft Filings have customer support networks that can answer your questions. Instead of wasting time trying to find the answers on your own, you can invest that time into growing your business.

3) Experience: Do you prefer to do business with companies that have extensive track records? These providers have both formed thousands of businesses over the years, meaning Swyft Filings and Incfile are trustworthy, legitimate LLC services with years of experience.

4) Efficiency: If you need to form your new LLC quickly, both Swyft Filings and Incfile offer expedited services that can cut your turnaround times down from several weeks to just a few days, depending on your state of formation. There’s an extra cost associated with expediting an order, but it can be worth it if you’re in a hurry.

5) Customer Reviews: Swyft Filings and Incfile both get solid feedback from their customers. Both companies have thousands of reviews all over the web, and they both still maintain high average rating scores.

6) Additional Services: Do you need additional business services beyond your LLC formation? These companies both offer dozens of other services that help you start and run your compliant company. Whether you need registered agent service, a federal employer ID number (EIN), or a number of other business solutions, they’ve got you covered.

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Forms in about 2 to 3 weeks **




Forms in about 1 to 2 days **



Top Features

More InfoWe do everything needed to file your application with the state and make your business official. Standard LLC Filing
More InfoWe’ll file your paperwork quickly and accurately. If there are any errors with your filing, our team will do what’s needed to make it right. 100% Accuracy Guarantee
More InfoKeeps you compliant with all state-required annual report and amendment filings to maintain LLC protections and avoid fines. Worry-Free Compliance
More InfoThis essential document is like the constitution for your business. Operating Agreement
More InfoOur fastest service puts you to the front of our line of filings. Rush (Fastest) Filing Speed
More InfoOur team will secure your EIN from the IRS so you can open a business bank account, hire employees, and pay taxes. EIN
More InfoIncludes over 25 templates for contracts, service agreements, waivers, and more. Business Documents
More InfoGet online with a website builder tool optimized for traffic and customers. Business Website Builder
More InfoBuild and protect your brand by registering a private domain name that matches your business name. Domain Name with Privacy
More InfoStay organized and give your business more credibility with a business email. Business Email Address

Forms in about 2 to 3 weeks **

1 year free, then $199/yr*

Forms in about 1 to 2 days **

*SPECIAL OFFER – Get Starter for $0 plus state fees. Includes one optional free year of Worry-Free Compliance that renews at $199/yr.
**The filing times presented are averages. Filing times vary by state so we’ll provide an accurate filing time after you select your state.

Side-by-Side Comparisons


Incfile: Incfile will help you form your business for free (+ state fee) while also providing a year of registered agent service. Once the first year is over, the registered agent service will renew for $119 per year. In addition, their $199 Gold package and $299 Platinum package both include valuable features that make them options as well, even at their higher price points.

Swyft Filings: Swyft Filings provides its customers with a free (+ state fee) package for LLC formations, although it comes with no additional features. Its $199 Standard package adds EIN acquisition, an operating agreement template, and a banking resolution, while its $299 Premium plan adds a company alerts system, digital corporate kit, document templates, and a business website package from SquareSpace.


Incfile: Incfile’s experience level is high, as they’ve helped form more than 1 million businesses since they opened in 2004.

Swyft Filings: Swyft Filings was created in 2015 by a pair of serial entrepreneurs. To date, the company has helped form 300,000+ LLCs, corporations, and nonprofits.

Customer Support

Incfile: Incfile offers phone and email support, which we tested. Incfile’s phone support is typically responsive and helpful. However, its email support is much less responsive. Some of our emails have gone unanswered, and several of the responses we have received are just form emails that don’t directly address our questions. Their support department is available from 10 a.m. to 7 p.m. ET Monday-Friday.

Swyft Filings: They provide phone, email, and chat support from 10 a.m. to 7 p.m. ET on weekdays. We reached out via each channel to see for ourselves how their response times were, as well as to determine the quality of their support. We were impressed with the response times for all, although the answers we received were rather basic.

Turnaround Times

Incfile: With Incfile, turnaround times vary based on each individual state’s formation speeds. This can be as quick as a few days in some states or could take several weeks in others. You can also add expedited processing to speed it up, although the price will vary by state.

Swyft Filings: Swyft Filings promises same- or next-business-day processing. This doesn’t guarantee faster processing once paperwork reaches the state but rather helps ensure that they never take more than a day or so to submit your documents to your formation state. In general, Swyft Filings’ turnaround times are often a day or two faster than some competitors.

Customer Reviews

Incfile: Incfile doesn’t just have hundreds of customer reviews available online, they have 75,000+ of them. Furthermore, their feedback is mostly positive, with critical reviews in short supply.

Swyft Filings: Client feedback is one of their major strengths because they have 36,000+ reviews available online, and more than 90% of them are either 4- or 5-star ratings.

Ease of Use

Incfile: As you walk through the process of signing up for Incfile, your steps are personalized based on the state you live in and the type of business you wish to establish. There are hyperlinks throughout the application to learn more about a specific question or entry on the form. There are a few upsells and third-party offers to navigate through, but if you opt into any of them, your total price is immediately updated on the screen.

Swyft Filings: After you choose your entity type and state, you’ll walk through a series of screens where you fill in your contact info, business type, and whether you’ll have employees before choosing which of Swyft Filings’ three LLC formation service packages you’d like to buy. You’ll also encounter upsells for registered agent service, a business license research package, EIN acquisition, an operating agreement template, faster processing, a business banking package from Bank of America, and an H&R Block tax consultation. Then, you can review the information you provided before checking out.

Additional Services

These companies offer quite a few of the same additional business services, like registered agent service, EIN acquisition, annual reports, amendments, dissolutions, and more. However, they also each offer some services that the other company doesn’t provide. For instance, Incfile will perform a trademark name search, which Swyft Filings doesn’t offer, while Swyft Filings offers seller’s permits and IncFile doesn’t.

Which is the better service to form an LLC?

As you can see, Swyft Filings and Incfile probably have more in common than they have defining characteristics that set them apart from each other. Still, that doesn’t mean they don’t have their own advantages and disadvantages that make them more or less appealing to entrepreneurs.

Because these providers are so similar, it wouldn’t be surprising if some of you remain undecided. With that in mind, we’ll close by outlining a couple of scenarios where you may be more or less inclined to use each service.

Choose Incfile if:

Are you looking for registered agent service bundled with your LLC formation? If so, Incfile might be a good fit.

Choose Swyft Filings if:

Are you more comfortable purchasing services that are covered by a 100% satisfaction guarantee? Swyft Filings could be worth a look.

🎉 Choose ZenBusiness if:

If you’d like to form your LLC with Mark Cuban’s favorite service, we’re here to help. We offer LLC formations starting at $0 (+ state fee), and we have 12,000+ positive customer reviews available online. Form your LLC quickly and get more tools to start your dream business.

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Frequently Asked Questions About Swyft Filings and Incfile

The most widely recommended LLC formation package offered by Incfile is their Silver plan, which is free if you pay your own state fee. With this option, you’ll receive a year of registered agent service in addition to your formation.

One of the drawbacks of Incfile’s service is that it doesn’t offer assistance with state-specific compliance requirements like publication. When we called them to clarify this, they told us that publication requirements “need to be taken care of with the state directly.” Swyft Filings does offer publication service.

If you need help with NY publication requirements, we may be the best LLC service for you. Check out our New York publication service for more information.

Would you like to take a look at a few other options and see if Incfile is as good as other companies? Check out our comparisons of Incfile to other top-rated LLC services:

Incfile has a few inobtrusive upsells sprinkled in throughout the order form. Swyft Filings has several pages of upsells throughout its order form, but we can’t blame a free service too much for trying to make a buck.

Incfile’s refund policy leaves something to be desired. They will only provide a refund if you request it before they’ve submitted payment to your state government, which they say is usually within 24 hours of placing your order. After that, they refuse all refund requests. Even if they do grant your refund, they keep $30 as a processing fee.

On the other hand, Swyft Filings has a fantastic refund policy that’s one of the best in the industry. Their 100% satisfaction guarantee ensures that anyone who requests a refund within 60 days of their initial purchase will receive one, with no questions asked. It’s nearly identical to our refund policy at ZenBusiness.

While these companies have similar processing speeds, thanks to the fact that they both base their estimates on each state’s ability to process LLC formations, we’ve noticed that Swyft Filings is often slightly faster. It’s never a big deal ― often just a day or two’s difference ― but it’s worth noting.

You can, and many entrepreneurs do form their own LLCs every day. However, we appreciate the peace of mind we receive from using a reputable formation service. In addition, each state has its own rules and regulations for LLC formations, so there can often be more legwork than people might expect.

Incfile’s biggest advantage is its inclusion of a year of registered agent service in every LLC formation package, even the free (+ state fee) plan. As for Swyft Filings, it’s often able to form businesses slightly faster than most competitors.

If you want registered agent service from Swyft Filings, you’ll need to spend $199 per year, and their annual report service costs $99 (plus state fee). As for Incfile, they have an annual price point of $119 for registered agent service, and their annual report service is available for $99.

Disclaimer: The content on this page is for information purposes only and does not constitute legal, tax, or accounting advice. If you have specific questions about any of these topics, seek the counsel of a licensed professional.

Swyft Filings Comparisons

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